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IRS Publication 907: Tax Highlights for Persons With Disabilities

IRS Publication 907 explains federal tax rules that matter to people with disabilities and their families, including impairment-related work expenses, the Credit for the Elderly or the Disabled, and ABLE accounts.

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IRS Publication 907: Tax Highlights for Persons With Disabilities

Last checked August 7, 2026

Summary

Summary

In one sentence

IRS Publication 907 explains federal tax rules that matter to people with disabilities and their families, including impairment-related work expenses, the Credit for the Elderly or the Disabled, and ABLE accounts. As the IRS explains, ABLE accounts let people with disabilities save money without losing certain public benefits, with an annual contribution limit that is adjusted each year. This is federal guidance that applies nationwide, not just in Minnesota.

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Your next step

Read the sections relevant to your situation (Impairment-Related Work Expenses, Credit for the Elderly or the Disabled, or ABLE Account) before filing federal taxes.

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What we have confirmed

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What this means for your family

Written from the official pages cited at the bottom of this page. Where the official page is silent, so are we.

What is this?
An IRS publication summarizing federal tax benefits and rules relevant to taxpayers with disabilities, including deductions, credits, and ABLE accounts.
Why does it matter?
It tells families what impairment-related work expenses and ABLE account contributions can do for their federal taxes and savings without invented estimates.
What should I do next?
Read the sections relevant to your situation (Impairment-Related Work Expenses, Credit for the Elderly or the Disabled, or ABLE Account) before filing federal taxes.
How does this connect to the rest of the manual?
ABLE accounts described in Publication 907 are the same type of account offered through state ABLE programs, so this publication explains the federal tax treatment of contributions and distributions.

Who it is for, as published

  • You are disabled if you have a physical or mental disability that functionally limits your being employed, or a physical or mental impairment that substantially limits one or more major life activities.

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