Insurance programs

Insurance program
MN

Medical Assistance for Employed Persons with Disabilities (MA-EPD)

MA-EPD lets Minnesotans with disabilities keep Medical Assistance health coverage even while working and earning more than regular MA limits allow.

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Medical Assistance for Employed Persons with Disabilities (MA-EPD)

Last checked August 7, 2026

Summary

Summary

In one sentence

MA-EPD lets Minnesotans with disabilities keep Medical Assistance health coverage even while working and earning more than regular MA limits allow. As the state describes it, there's no income limit and, since January 2024, no asset limit — most people just pay a monthly premium. It's meant to help someone stay employed without losing their health coverage.

A field that is missing means we have not confirmed it — never that the answer is no.

Do this next

Your next step

Fill out the Minnesota Health Care Programs Application for Certain Populations, DHS-3876, and send it to your county human services agency.

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Official resources

What we have confirmed

Only fields this listing has published appear here. A missing field means we have not confirmed it, never that the answer is no.

Category
Insurance program

What this means for your family

Written from the official pages cited at the bottom of this page. Where the official page is silent, so are we.

What is this?
A Medical Assistance pathway that lets working people with disabilities keep MA coverage at higher income and asset levels than regular MA.
Why does it matter?
A family member with a disability can take a job without fear of losing their health coverage.
What should I do next?
Fill out the Minnesota Health Care Programs Application for Certain Populations, DHS-3876, and send it to your county human services agency.
How does this connect to the rest of the manual?
It is built on top of Medical Assistance and pays for the same services as regular MA.

Who it is for, as published

  • Be certified disabled by either the Social Security Administration or the State Medical Review Team
  • Be employed and have required taxes withheld or paid from earned income
  • Have monthly earnings of more than $65 on average over a six month period
  • Pay a premium (American Indian or Alaska Natives are exempt from paying a premium)
  • Pay an unearned income obligation if required

What it can cover, as published

  • Home care
  • Inpatient hospital
  • Medical equipment
  • Mental health services
  • Personal care assistance
  • Physical, occupational and speech therapy
  • Physician and health clinic visits
  • Prescription drugs (except enrollees who also have Medicare)
Who runs it
Minnesota Department of Human Services
Where you apply
Your local county human services agency

Where this comes from

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